By Timothy Sexton
Everybody needs a little extra money, especially during economic downturns. If you need some extra cash to make ends meet, to afford a nice dinner once a week or save for the holidays, there are several opportunities available for putting some extra dollars away that won't take up all your time. Making some extra money on eBay is extremely easy to do. Begin with stuff you already have around ...
By W D Adkins
Certificates of deposit (CDs) are time deposits. When you purchase a CD from a bank or credit union, you are loaning them money for a specified period of time in return for a guaranteed interest rate. CDs pay higher interest than savings accounts, although you cannot access your money until the CD matures without incurring a penalty. How CD interest rates are calculated depends on the terms of...
By Claudette Pendleton
A Beacon score is just another name for FICO score or credit score. Equifax, which is one of the largest consumer credit scoring agencies, advertises the FICO score (credit score) under the term of Beacon. <img src="http://cdn-write.demandstudios.com/upload//4000/500/70/9/104579.jpg"> The Beacon score is determined according to how a consumer makes his payments on various credit ...
By imwriter
Are you a considering applying for credit in Canada? Do you want to make sure that no one has tampered with your identity? If so, now is the time to get a copy of your credit report. In fact, obtaining copies of your credit reports on a regular basis is one of the best ways to ensure that your information is correct and that you are not the victim of identity theft. In this article, we will...
By Christina Hamlett
Life can sometimes throw you a curve ball. Maybe it's an emergency car repair, a leaky roof or the pricey enrollment fee for your child to attend tutoring classes. If you find that you've run out of money at the end of the month, you may need to get a personal loan to float you through the crisis. If friends and family members aren't an option for some quick cash, here's an...
By Christopher Capelle
Though unorthodox, turning a profit on high-limit, low-interest credit cards is entirely possible. Even though it's easiest for those running a small business to take advantage of this loophole, anybody who has a legitimate large purchase can handle this. All it takes is some organization skills, the capability to follow through on a few items and the ability to stay cool while running a...
By Robin Hewitt
If your credit score is 600, you are borderline, and although you might be able to obtain a credit card or loan, you will most likely pay the highest interest rates or need a cosigner. By raising your score into the 700 range, you will guarantee qualification as well as obtaining the best rates available. To raise your credit score you must be aware of what is affecting your rating. Obtain a...
By Alicia Bodine
We all go through times when we need a little extra cash quick. An unexpectedly high phone bill, kids needing money for a school field trip, or maybe you just have your eye on a new iPod--these are all possible reasons of needed quick cash. But whatever the reason, there are a few things you can do to get that extra money that you need. Hold a yard sale. If you don't have anything to...
By TimM
Many people have piled up debt at some point, either through credit cards, cash advances or some other means. But, unless you have a top-notch credit score, it is very hard to obtain a loan for a car or a house in today's market, or even get approved for a credit line. However, there is another way to borrow money without the hassle of credit checks. you can borrow against your 401(k)...
By Sandy Mitchell
Triple Advantage Credit Monitoring--offered by the credit bureau, Experian--includes a wide range of services, including email alerts when there is activity on your credit report, unlimited credit score access and fraud resolution specialists if a credit fraud situation occurs. They also offer a free seven-day trial period to see if you like the product. Triple Advantage is a service offered by...
By Angela
Saving money cannot be accomplished impulsively. It takes planning, commitment and a few minor adjustments to your everyday activities.
When you add up all of the small impulsive buys, "value" lunches and weekly outings, the money spent on unnecessary extras each month really adds up.
Streamlining your spending habits in an effort to save money does not mean that you should stop...